Confidential Pitch Document Confidential PwC India · Customer Experience Practice PwC India · CX
For: StoneX · Promoter Briefing Briefing
For Briefing Only · 2026
Prologue

The Anatomy of a
₹2 Crore Decision.

A pitch on how PwC will help StoneX understand — and convert — the most considered buyers in Indian luxury retail.

"The man who spends two crores on his floor is not buying tile. He is buying the silence of his guests when they walk in."

— Field note, Mumbai, 2025
Movement One

The question we
refuse to dodge.

"If you say you'll do ethnography — fine. But what do I get? Don't tell me you understand my customer. I already do."

The honest question every promoter asks

Most decks answer this with frameworks. Double diamonds. Discover-Define-Develop-Deliver. We won't. What follows is the exact shape of what we will hand StoneX — what we will learn, where we will learn it, and how each insight translates into a sale closed.

Movement Two

Walk a mile in his handmade shoes.

The HNI buyer of a ₹2 crore floor is not making a purchase. He is making a series of micro-decisions, each loaded with social signal, family politics, and decade-long memory.

Click through one such decision — the kind we will map in detail across hundreds of buyers. At each fork, you will see the questions we will ask, and the kind of insight that emerges.

→ Begin the journey on the right.

Stage 01 of 04
A 58-year-old industrialist in Coimbatore is renovating his second home. What happens first?
Movement Three

Five movements. One outcome: a buyer who returns.

What StoneX will receive — phase by phase — and what each phase produces that is portable, presentable, and provably commercial.

01
Immersion.
We embed with HNI households, architects, and your existing experience-centre teams. We watch a sale happen. We watch one fall apart. We listen to what is said when no one is selling.
Deliverable
Field journal · 40+ ethnographic encounters
Annotated buyer-journey film (12 min)
Friction-and-delight inventory
02
Decoding.
We translate raw observation into the four or five archetypes that actually buy from StoneX — the Heir, the First-Generation Builder, the Designer-Led, the Status-Anchored. Each with their triggers, fears, and reference points.
Deliverable
Buyer archetype dossier
Trigger map per archetype
"Decision-grammar" lexicon
03
Choreography.
Every touchpoint — the architect's first mention, the flight-in to Gurgaon, the drink poured at the experience centre — staged as a deliberate scene. Nothing accidental. The Ferrari showroom does this. So will StoneX.
Deliverable
End-to-end experience blueprint
Scene-by-scene staging guide
Sales-team behavioural script
04
Process.
The unglamorous spine. Who chases whom, when, in what tone. How the architect is co-opted, paid, and protected. The CRM cadence that does not feel like a CRM. The handover from sales to install.
Deliverable
Architect-partner playbook
Lead-to-close process map
CRM rhythm & triggers
05
The Club.
The Ferrari principle: the sale is the beginning, not the end. We design what happens after the floor is laid — the dinners, the visits, the reasons your buyer brings the next buyer. Repeat purchase in a once-a-decade category.
Deliverable
Owners' programme charter
Referral-economics model
Year-one calendar of moments
A glimpse of Phase 02 · Decoding

Four buyers. Four different ways to win the floor.

Hover or tap to meet each archetype. These are sketches — the real dossier will live across hundreds of pages.

What StoneX will actually receive
0
Ethnographic encounters
0
Named, presentable artifacts
0
Buyer archetypes mapped
0
Owners' programme calendar
Movement Four

Where we will actually go.

Ethnography is not a focus group with better lighting. It is fieldwork. Here is the map of what StoneX is paying us to walk through — adjacent worlds where the same wallet makes the same kind of decision.

The Buyers

HNI households · directly

Sit in their living rooms. Hear what their spouses say about the renovation. Watch them correct each other.

≈ 25 in-home encounters

The Architects

Designers · interior firms

The gatekeepers. We learn what they recommend, what they refuse, and what tilts a brief from one supplier to another.

≈ 20 practice interviews

The Adjacent Worlds

Maybach · Ferrari · Hermès · St. Regis

The same buyer walks into all of them. We borrow the choreography that already works on the same wallet.

≈ 12 dealership immersions

The StoneX Frontline

Your sales team · experience-centre staff

The people who already close deals worth crores. We extract the tacit knowledge that lives in their instincts and isn't written anywhere.

All BD + experience leads

The Lost Deals

HNIs who chose someone else

The most valuable conversations StoneX has never had. Why didn't they buy? We will ask, with no commercial pressure on the answer.

≈ 10 candid debriefs

The Experience Centres

Gurgaon · Mumbai

Time-and-motion observation across multiple sales cycles. What does the buyer touch, photograph, ignore, return to?

≈ 8 full-day shadows
Movement Five

We have done this quietly, before.

Adjacent terrain. Different verticals. Same craft.

Duroflex · Premium Sleep

Reframed sleep as a considered purchase, not a commodity.

HNI ethnography redrew the in-store experience and the conversion choreography for the higher-ticket range.

Godrej & Boyce · Security Solutions

Found the fear behind the spec sheet.

What HNIs actually buy when they buy a vault. The insight reshaped both product positioning and the channel pitch.

Somani · Premium Surfaces

Mapped the architect-led decision spine.

Direct precedent. Same channel structure. Same multi-stakeholder buying journey. Translatable methodology.

Oma Living · Luxury Home

Designed the quiet luxury narrative.

How a brand earns the right to charge a premium without ever raising its voice. Direct relevance to the StoneX positioning question.

Movement Seven · The Promise

You sell a floor that lasts a generation.
We will help you sell it the way it deserves.

Not a deck. Not a framework. A working understanding of the buyer that becomes — month by month — the way StoneX shows up in the world.

— Fin —

Thank you.

"We will not tell you we understand your customer.
We will show you, and then we will hand you the keys."

PwC India
Customer Experience Practice